For UK residents residing in an historical or unique edifice, such as a thatched cottage, it’s easy to obtain a good specialist home insurance. Here are some factors to consider when getting a home insurance quote for your non-standard building. If you reside in a flood-prone area, you may need flood insurance. Insurance for fire-prone thatched homes should cover both the loss and the rebuild cost. If your building was crafted from old style timber frames built using traditional techniques, it’s still eligible for coverage under specialist home insurance. Quality specialist home insurance is available throughout the UK and is well worth the cost in the event of a substantial or disastrous loss.