If you live in the UK, and in an historical or unique edifice, you should seriously consider getting specialist home insurance. Getting an insurance quote for your unique building is not hard; here’s what you need to think about. Inquire about separate flood insurance if your live in a flood-prone area. Insurance for fire-prone thatched homes must cover both the loss and the rebuild cost. Your home should still be eligible for coverage even when built using the traditional techniques involving old style timber. Throughout the UK, good specialist home insurance is available to homeowners who want to protect their unique homes.