For UK residents living in an historical or unique edifice, such as a thatched cottage, it’s not that hard to obtain a good specialist home insurance. Here are some factors to consider when obtaining a home insurance quote for your non-standard building. If you live in a flood-prone area, you may need flood insurance. Rebuild costs of unique buildings, like thatched ones, are expensive, and must be covered as well. If your building was assembled from old style timber frames built using traditional techniques, it’s still eligible for coverage under specialist home insurance. Throughout the United Kingdom, good specialist home insurance is available to homeowners who wish to preserve their unique homes.