It shouldn’t matter how small your painting collection is, you need to take steps in protecting them. Even if you have general insurance, having paintings insurance means your collection is protected in case of loss and damage. When thinking about getting art insurance coverage, the insurance quote should detail the following – the size of your entire painting collection, where you house them, and if you house them in an historic building. The agent you contact for this should understand your collection’s value. Paintings insurance with adequate coverage, a low excess and an affordable premium is the best way for UK collectors to protect their fine art.