Only the special coverage of listed buildings insurance, UK heritage properties owners should know, can properly protect the value of these unique properties. Unlike other types of insurance, such as art insurance and antiques insurance, home insurance for listed buildings must take into account the value a heritage building adds to a business. You listed buildings broker should have extensive experience in the listed buildings insurance market. This way he can provide a policy for you that addressed your particular needs as far as the premium and coverage goes. This would mean that your building will be neither under- or over-insured.