When selecting home contents insurance, be sure the insurance coverage includes both the building as well as its contents. If you buy insurance online, you can even avail of discounts. A feature to look for in the coverage is being provided an alternate place to stay in case of damage or loss of your home. Ask your insurer if they also provide other services. These would include giving you a list of repair people, legal expenses covered, and provisions in case your identity is stolen.

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