When you get a home contents insurance quotation, make sure the coverage includes not just the edifice but what’s inside as well. If you buy insurance online, you can even avail of discounts. At least one feature you would want in the coverage is alternate accommodation, because in case your home or office and its contents are destroyed or damaged, you must have another place where you can stay temporarily. While a good insurance company can provide you with a detailed insurance quote, they should also offer added services. Added services you can definitely use include coverage in case of identity theft, covered legal expenses, and being provided the contact list of people who can repair your home.