When you get a home contents insurance quotation, make sure the coverage includes not just the building but what’s inside as well. You can get discounts when you buy insurance online. It would be optimal if your coverage include temporary accommodation, in case you have to stay somewhere else should your home be destroyed. Look also for added service your insurer can provide, other than the itemised insurance quote. These include providing a list of tradesmen for emergency repairs to your home, coverage for legal expenses incured, and coverage for regaining your name in case of identity theft.